FinTech

DYOR Idioms by The Free Dictionary

Strategically investing means having complete knowledge of the past, present, and future of the asset you are acquiring. Flatcoins are cryptocurrencies whose value is pegged to the cost of living, rather than fiat or commodity. The level of financial returns promised by any given crypto project is most likely inversely proportional to its chances of success. Of course, where you heard about a given project doesn’t necessarily dictate whether it’s legitimate or not, but it’s a great place to start. And on the face of it, promoters and shills encouraging their followers to do their own research is a step in the right direction (or it should be at least). For instance, in 2016, Dr. Ruja Ignatova promoted OneCoin as the next big cryptocurrency and a “better Bitcoin,” but the blockchain behind OneCoin never even existed. When a guy uses the term DYOR, it generally carries the same meaning as when a girl uses it. It stands for “Do Your Own Research” and is commonly used in the context of the crypto community to encourage others to conduct their own research before making any investment decisions. More slang terms: To help crypto noobs avoid getting scammed, seasoned investors may tell them to DYOR, especially when a new coin seems too good to be true. On the flip side, those who are trying to scam others may also tell them to DYOR, in hopes the potential purchaser’s research will turn up misinformation that encourages them to buy. The reach of the target market is very essential for the trader to know and which are the exchanges offer the particular cryptocurrency. The target market can be analysed a bit from just the marketing and social media presence. This way, a trader would know what kind of audience the information about the coin is reaching to. DYOR is a slang term that emphasizes the importance of conducting thorough research and due diligence. Unfortunately, the ways in which some of these promoters use DYOR is less than legitimate. You should also check out the sources the authors use to back up their claims. Look into things and don’t take everyone’s opinion as fact unless you can back it up with rock solid proof which can’t be torn down by opposing opinions. Just because someone has a loud voice now or got lucky once (or twice) doesn’t mean their view on the matter has any significance. When you DYOR you should also be especially cautious of the Dunning-Kruger Effect. Be real with yourself, not only about what you already believe and have heard, but also about how you pose your questions and study your findings (especially on the internet). Also Read Scientists collect and evaluate data in an effort to find trends or outcomes which can be repeated, either proving or disproving the hypothesis. All of our slang term and phrase definitions are made possible by our wonderful visitors. If you know of another definition of DYOR that should be included here, please let us know. However, with the right knowledge, the set accountability mechanism, and having DYOR, you can tell whether the project is worth investing in. Small Cap Value Report (Thu 5 Oct 2023) – MOTR, RFX Paul Scott – Stockopedia Small Cap Value Report (Thu 5 Oct – MOTR, RFX Paul Scott. Posted: Thu, 05 Oct 2023 08:50:47 GMT [source] DYOR allows you to stay up-to-date with the latest products, technologies, news, legislation, trends, etc. The way DYOR minimizes risks and helps you make informed decisions is that it actually removes the knowledge gap. To help you get started, we’ve put together a list that you can work through to better understand any project, coin, or token you’re thinking about investing in. Just to be clear, this list is by no means comprehensive, but it’s a useful safety net that should (hopefully) save you from investing in any dubious projects. If a guy uses DYOR in a conversation with you, it’s best to interpret it as a reminder to do your own research and not blindly follow others’ advice. It’s important to consider multiple sources of information and form your own conclusions based on thorough research. Dyor Name Poster The term “DYOR” can also act as a disclaimer when crypto traders or experts share their thoughts, recommendation, or research on social media platforms. By adding the phrase, the writer expects you to verify the information on the post, and not to take it as direct investment advice. This is a way of mitigating potential liabilities on their part, such as if a coin they discuss turns out to be a scam. If a trader is new to the cryptocurrency, there are you chances that the person can be manipulated and misled by other people. It stands for “Do Your Own Research” and is commonly used in the context of the crypto community to encourage others to conduct their own research before making any investment decisions. This is the reason why DYOR is very important and something that no trader should ignore, even once. And make no mistake; the vetting process isn’t a walk in the park. DYOR term is commonly used in the cryptocurrency community and refers to the need for users to educate themselves about projects and tokens before investing. All the trading communities in the blockchain or simply in the whole crypto world are aware of this term. I’ll definitely do my own research before making any decisions.” This shows that you appreciate his input and are taking his advice seriously. Only a legal professional can offer legal advice and Buy Bitcoin Worldwide offers no such advice with respect to the contents of its website. BuyBitcoinWorldWide writers are subject matter experts and base their articles on firsthand information, like interviews with experts, whitepapers or original studies and experience. We also use trusted research and studies from other well-known sources. Cold storage is a method of holding data or crypto assets in devices that are not connected to the internet,

DYOR Idioms by The Free Dictionary Read More »

Active vs Passive Investing: Definitions & Differences

Generally speaking, the goal of active managers is to “beat the market,” or outperform certain standard benchmarks. For example, if you’re an active US equity investor, your goal may be to achieve better returns than the S&P 500 or Russell 3000. The fund company pays managers and analysts big money to try to beat the market. Contrary to active investing, passive investing involves a long-term approach to holding investments. While passive investing can be used in any financial instrument, the most common passive investing method is an index. Passive investors usually buy an index fund to avoid constant analysis of individual assets. The investment strategy aims to generate Active vs passive investing stable index returns instead of outperforming the index. In an ETF, the fund tracks the index’s movement set by NSE or BSE, where the investor has nothing to do with what goes in and out. By investing in an index or benchmark, the investors hold the investment for a long duration without tempting to anticipate or react to the market’s moves. Return and principal value of investments will fluctuate and, when redeemed, may be worth more or less than their original cost. There is no guarantee that past performance or information relating to return, volatility, style reliability and other attributes will be predictive of future results. Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Bankrate.com is an independent, advertising-supported publisher and comparison service. However, investors should look for funds that consistently perform in the top quartile against their peers over three years or more, rather than falling into the trap of investing in ‘last year’s winners’. First, we provide paid placements to advertisers to present their offers. The payments we receive for those placements affects how and where advertisers’ offers appear on the site. This site does not include all companies or products available within the market. Any historical returns, expected returns, or probability projections are hypothetical in nature and may not reflect actual future performance. Account holdings and other information provided are for illustrative purposes only and are not to be considered investment recommendations. The content on this website is for informational purposes only and does not constitute a comprehensive description of Titan’s investment advisory services. As its name implies, this type of investing requires an active approach from investors. Active investing involves frequently buying and selling stocks in an attempt to beat the market. This is also known as “timing the market.” If successful, investors are able to generate greater growth than the market, over a given period of time. By strategically weighing a portfolio more towards individual equities (or industries/sectors) – while managing risk – an active manager seeks to outperform the broader market. Active vs Passive Investing is a long-standing debate within the investment community, with the central question being whether the returns from active management justify a higher fee structure. But in certain niche markets, he adds, like emerging-market and small-company stocks, where assets are less liquid and fewer people are watching, it is possible for an active manager to spot diamonds in the rough. Passive funds, also known as passive index funds, are structured to replicate a given index in the composition of securities and are meant to match the performance of the index they track, no more and no less. However, there are some advantages and disadvantages of both types of investing. Passive investments generally don’t outperform the market, but rather, perform in line with the market. This means that when the stock index the fund is tracking has a difficult year, your portfolio does too. Active investing puts more capital towards certain individual stocks and industries, whereas index investing attempts to match the performance of an underlying benchmark. Perhaps the easiest way to start investing passively is through a robo-advisor, which automates the process based on your investing goals, time horizon and other personal factors. This is, thus, a more cost-effective way to invest and avoids short-term temptations or setbacks in price. That means they get all the upside when a particular index is rising. Many of these funds invest in small and mid-cap companies, where there’s more opportunity for stock-picking and the potential for higher returns. Active investing is what live portfolio managers do; they analyze and then select investments based on their growth potential. Many investment advisors believe the best strategy is a blend of active and passive styles. If your home is super energy efficient and it has solar panels, you could pay virtually nothing to the power company or live completely off the grid. The passive-house building standard relies on lots of insulation and intentional design to use as little energy as possible. The most important thing is to take action and start creating multiple sources of income today. The sooner you start, the sooner you will be able to achieve your financial goals. ✝ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Before investing, your individual circumstances should be considered, and you may need to seek independent financial advice. You could also avoid treating the active vs. passive investing debate as a forced dichotomy and select the best funds in either category that suit your goals. •   Because passive funds use an algorithm to track an existing index, there is no opportunity for a live manager to intervene and make a better or more nimble choice. •   A professional manager may create more churn in an actively managed fund, which could lead to higher capital gains tax. Active funds have more of a role to play in other sectors, particularly in the UK and emerging markets. Morgan Stanley Wealth Management recommends

Active vs Passive Investing: Definitions & Differences Read More »

What Does It Mean to Burn Crypto? Practical Applications

Understanding how token burning fits into the broader dynamics is crucial for grasping its significance. When considering the implications of burning crypto, it is crucial to evaluate both the benefits and drawbacks. Each cryptocurrency project should be assessed individually, taking into account factors such as its underlying technology, team credibility, community engagement, and burn. Proof-of-burn (PoB) allows crypto miners to burn their tokens to have the chance of mining a block. The more tokens a miner burns, the higher chance they have of mining a block. PoB is somewhat similar to proof-of-stake (PoS), in that miners have to give away a portion of their holding. Some consider it a market manipulation, but many feel it helps level the playing field for investors and miners. In May 2023, the Shiba Inu community significantly reduced the number of SHIB meme tokens in circulation by burning 3.03 billion SHIB in a single day. They are then granted the right to write blocks (mine) in proportion to the coins burnt. When a transaction is sent out to the network, that action can also burn coins. In conclusion, burning tokens will persist as a key strategy in the crypto domain, shaping project directions and market dynamics in the foreseeable future. A well-executed token burn can whip up a frenzy of excitement, catching the eye of investors and amplifying trading volume. Notwithstanding any such relationship, no responsibility is accepted for the conduct of any third party nor the content or functionality of their websites or applications. A hyperlink to or positive reference to or review of a broker or exchange should not be understood to be an endorsement of that broker or exchange’s products or services. Binance has its own coin called Binance Coin (BNB), which users can use to pay for things like trading fees on the website. Use our cryptocurrency glossary to for anything you want to learn in the crypto space. Experts have said that the new model introduced by EIP-1559 may have significant implications for Ether’s future supply. The Basics of Crypto Coin Burning Furthermore, as the crypto industry matures, we’re seeing more innovative uses of burning. Some projects are now tying burning mechanisms to specific actions or milestones. For instance, a project might commit to burning a certain number of tokens every time a specific goal is achieved, aligning the interests of the project and its token holders. To fully assess the impact of burning crypto on supply-demand dynamics, careful analysis is required. Factors such as the initial total supply of tokens, burn rate (the rate at which tokens are being burned), and overall market sentiment all play crucial roles. When tokens are burned, it means that they are permanently removed from circulation, reducing the total supply available in the market. This reduction in supply can potentially influence the demand-supply equilibrium and lead to price appreciation. Burning crypto might sound like a strange concept, but it’s actually a practice that occurs within the world of cryptocurrencies. Well, it involves sending tokens to a burn address with no private key access, rendering them permanently inaccessible. Let’s dive into the technical aspects of this process and demystify how tokens are burned. Well, several cryptocurrencies have implemented token burning with remarkable success. To Increase a Coin’s Value While burning seems to have eventually paid off for Binance or Bitcoin Cash, it doesn’t always work that way. Burning cryptocurrency to hike up its value is something of a gamble, especially if the coin isn’t hugely popular or the market is currently experiencing a crash or long-term plateau. So, in some cases, developers can end up losing a considerable amount of their native tokens, only to realize it isn’t really going to pay off. In short, burning crypto is a decision that shouldn’t be made on a whim, especially when it comes to bulk burns. A consensus mechanism for crypto burning is that miners and users agree to burn coins simultaneously, or regularly. Sometimes, the PoB (Proof of Burn) system can burn crypto coins regularly to keep a balance between new users and early investors, who might have more coins. The PoB consensus mechanism uses burned coins to validate transactions, encouraging the creation of new coins. At its core, the process involves intentional and permanent removal of tokens from the available circulating supply. It is achieved by sending tokens to a specific cryptographic address, often referred to as the “burn address”. Proof-of-burn: a greener consensus algorithm Depending on the implementation, miners can burn their native currency or alternative coins on other blockchains. As a reward, the miner https://www.xcritical.com/ will receive native currency tokens of the blockchain. When a transaction is sent out to the network, that action can also burn coins. Other participants at the top of the miner’s block can also burn the coins. Miners can even use transactions of those other miners to add them to the block. All mining activities will keep the network agile as the participants are rewarded for burning the coins. In recent years, burning bitcoin and other coins has gained popularity as a strategic move by blockchain projects to use securities. By burning coins, specifically bitcoin, in this article, we explore the potential use of reducing supply and increasing demand to drive up the value of remaining tokens. So, if you’re ready for some fiery financial maneuvers and want to explore why people are willingly saying goodbye to their digital assets, join us on this exciting adventure! Consensus Mechanism When you make a transaction using Bitcoin, you usually pay a transaction fee for the process to work. Sometimes this is known as a gas fee, like for smart contract creation. In May 2023, the Shiba Inu community significantly reduced the number of SHIB meme tokens in circulation by burning 3.03 billion SHIB in a single day. Cryptocurrencies can fluctuate widely in prices and are, therefore, not appropriate for all investors. Trading cryptocurrencies is not supervised by any EU regulatory framework. Any trading history presented is less than 5

What Does It Mean to Burn Crypto? Practical Applications Read More »

Scroll to Top